UAE Salary Budget Planner
A spreadsheet built for life in the UAE. Plan your salary in dirhams, set aside for rent cheques before they clear, and see exactly where your money went each month.
Launching 26 October 2026Follow @filsbook on Instagram to get the free version first.
It works in Microsoft Excel and Google Sheets, and comes with example data and a Start Here guide. Remittance, Eid and school-fee categories are built in and fully editable.
DashboardMy BudgetRent ChequesTransactions
| Category | Budget | Spent | Used |
|---|---|---|---|
| Rent (set-aside) | 6,500 | 6,500 | |
| Electricity & water (DEWA) | 650 | 612 | |
| Groceries | 1,800 | 1,361 | |
| Fuel & Salik | 700 | 455 | |
| Remittance home | 1,500 | 1,500 | |
| Dining out & delivery | 1,000 | 460 | |
| Savings | 2,500 | 2,000 |
What's inside
- Dashboard
- Pick a month to see your budget against what you spent in every category, what is left and your savings rate, with charts.
- Rent cheques
- Enter your annual rent and number of cheques. It schedules each cheque and tells you what to set aside every month.
- Transactions
- Paste your bank statement and the categories fill in by themselves, using over 50 UAE shops and services such as Carrefour, ENOC, Salik, DEWA and Talabat. Salary credits and card repayments stay out of your spending.
- Paid with
- Track whether you paid by debit card, credit card, cash, transfer or Apple Pay.
- Bills
- DEWA, internet, mobile, Salik and more, ticked off as Paid or Due each month.
- Savings goals
- Set a target and a date, and see the monthly amount, checked against what your budget actually saves.
- Gratuity
- Your end-of-service benefit under Article 51 of the UAE labour law.
Rent cheque calculator
Most UAE rents are paid in post-dated cheques. Save a twelfth of the annual rent every month and each cheque is covered before it clears.